Back to Northern Money

A guide to financial services and free money advice in Hartlepool

  • how to get affordable credit, free debt & benefit advice.
  • How to get help to manage your family budget & improve your money skills.
  • How to get help with council tax and rent.
  • Other useful contacts.

Affordable Credit and Banking facilities

Moneywise Community Banking (Hartlepool Credit Union Ltd) is a not-for profit financial service providing low cost loans, saving plans for adults and children, current accounts with LINK card facilities, Benefitplus accounts and bill paying services to its members.

Interest on loans is very low, this means you pay a smaller fee to the credit union on the money you have borrowed.  You can borrow very small amounts, just enough for what you need. 

For example

 

Provider

Loan Amount

Typical APR% charged

Interest over 56 weeks

Total you pay back

Moneywise

£300

26.8%

£43.78

£343.78

High street or doorstep lender

£300

183.2%

£204

£504 

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