Credit union membership is open to anyone, any age, living or working within the 'common bond' (the geographical area which is covered by each credit union). Everyone is welcome, it is easy to join and you receive a personal, friendly service.
To open an account for junior members, only a birth certificate is required. For adult membership, you need to provide two forms of identity, plus your National Insurance number. Both Passport and driving license are ideal, but if these are not available, a utility bill (dated within the last three months); bank statement; mortgage/rent statement/card; benefit letter etc should suffice. Your local credit union will have a list of other suitable forms of ID.
Adults pay a joining fee (usually between £1 and £5). Junior membership is free. There may be a small annual fee (in the region of £1 or £2). Check with your local credit union for details.
You can be a member of more than one credit union as long as you qualify under the 'common bond' rule of living or working within a designated area. So if you live in Durham you could be a member of one of the Durham credit unions, but you could also be a member of a Middlesbrough credit union if you work in Middlesbrough.