Smarterbuys is a service that offers essential household goods at discounted prices.  You could save as much as 70% of the retail price. 

The scheme works by ‘group purchasing’ items direct from manufacturers and passing the associated savings on to you.
Each month, a different item is available at reduced cost, things like fridges, washing machines, beds, sofas and many other essential household items. 

Smarter buys aims to offer an alternative to weekly payment stores that charge inflated prices and high interest rates on finance for household goods.

Payments to Smarterbuys can be made in cash, by debit card or, in many cases, with a low interest rate loan from your local credit union.  There are no added charges and delivery is free.

In order to access Smarterbuys simply sign up at: www.smarterbuys.org.uk
To find your local credit union or source of affordable credit, go back to the main page at: www.northernmoney.org.uk